TacticalPay
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// Online and eCommerce

Online

Sell on your website or GunBroker with a firearms-friendly gateway.

$29once
+ $69/mo, all-in

All-in means one monthly price. Your merchant account, your device, the software, and support are all in it. Card processing is priced separately, and you pick how you are charged.

See full specs ↓
Every plan runs on TacticalPay's firearms-friendly payment processing.
No contract on your equipment or software. Month to month, cancel anytime.

What you get

No hardware to ship — it's a hosted gateway. Here's what turns on when you sign up.

  • A firearms-friendly payment gateway, Authorize.net or NMI
  • GunBroker payment acceptance
  • Virtual terminal for phone and mail orders, included
  • Your TacticalPay merchant account, included in the monthly rate
  • PCI DSS compliance, with AVS and CVV fraud filters
  • Software license, onboarding, and support, covered by the one-time $29
The Authorize.net payment gateway on a desktop screen
// Why FFLs choose it

A firearms-friendly gateway that stays online.

Authorize.net or NMI, your merchant account, a virtual terminal, and fraud filters — underwritten for FFLs and built to keep selling.

A gateway that will not drop you mid-season

Square, Stripe, and PayPal refuse to work with firearms merchants, and shutdowns usually arrive without warning and with the balance held. We underwrite FFLs deliberately, and we have done it for over ten years.

Built to work with GunBroker

Accept credit cards and process payments directly through the platform, without a workaround and without a second processor.

Virtual terminal included

Take card-not-present orders over the phone by typing the card into your browser. No extra hardware and no extra fee.

Plugs into your cart

Authorize.net and NMI connect to most major shopping cart and eCommerce platforms. Tell us what you are running and we will confirm before you sign up.

Fraud protection out of the box

Every gateway maintains PCI DSS compliance, with AVS and CVV verification filtering card-not-present orders before they cost you a chargeback.

One flat monthly rate

$69/mo, all-in. No tiers, no gateway-fee-on-top-of-transaction-fee stacking, no surprise line items on the statement.

A gateway built for firearms — not one that cuts you off at the worst time.

Authorize.net or NMI, your merchant account, a virtual terminal, and fraud filters, underwritten for FFLs and live in days.

See full specs ↓
// The hardware

Tech specs

The essentials
Hardware requiredNone — it's a hosted gateway
GatewaysAuthorize.net or NMI, both firearms-friendly
PlatformsMost major shopping cart and eCommerce platforms
GunBrokerSupported — accept cards directly on the platform
Virtual terminalIncluded — key in phone and mail orders from your browser
Fraud toolsAVS and CVV filters on card-not-present orders
SecurityPCI DSS compliant
SetupApproved in 24 to 72 hours, typical
// More from TacticalPay

Want other options?

Selling in person too? Add a way to take cards at the counter — same TacticalPay merchant account, one statement.

// Questions

Answers, before you ask.

Still not sure? Our Texas-based team knows firearms payments and picks up the phone.

Talk to support →
Which gateway do I get?

Authorize.net or NMI, depending on your setup. Both are firearms-friendly.

Does this work with GunBroker?

Yes. Accepting cards through GunBroker is one of the main reasons FFLs come to us.

Do I need a website?

No. Your gateway includes a virtual terminal, so you can take orders over the phone by typing the card in. It also works with GunBroker whether or not you run your own store.

Can I also take cards in person?

Yes. Add Tap on your phone at $69/mo, or a T1 terminal at the counter at $99/mo. Same merchant account.

What does processing cost?

TacticalPay uses simple, transparent per-transaction pricing: • In-person standard cards: 2.6% + $0.30 per transaction • Card-not-present and premium cards*: 3.5% + $0.30 per transaction *Premium cards include American Express and select business, corporate, rewards, and international cards.

Am I locked into a contract?

Not for your gateway or software — those are month to month, cancel anytime. Your merchant account is a separate agreement with the sponsoring bank, and you see any terms before you sign, never after.

// What gun stores say

Trusted by FFLs Nationwide.

5.0
★★★★★
12 reviews
5.0 on GoogleVerified Google reviews →
★★★★★
I recently went to all electronic. POS, FFL Books, Fingerprints, etc. It has been a challenge for me but Rich with tactical pay has been a real asset. He always has time and gets me going asap. Thanks Rich and Tactical Pay.
Clyde Wilson
June 2026
Google
★★★★★
Switching to Tactical Pay was one of the best business decisions I've made. I came from WorldPay after dealing with frozen funds, constant headaches, and what felt like the longest underwriting process imaginable. I found myself answering…
Deven Sollie
June 2026
Google
★★★★★
great group of folks, would highly recommend
Andrew Carr
March 2026
Google
★★★★★
I'm finally able to access this page. I really appreciate the professional service that I got from Heather & Bill while getting setup to process our cc request. Their knowledge and care in making sure that we got positioned to allow our…
Elliott Anderson
February 2026
Google
★★★★★
I had the pleasure of working with Bill and Nathan, and they both delivered exceptional service from start to finish. They were professional, responsive, and took the time to ensure everything was handled thoroughly and efficiently. I…
Al Patrick
February 2026
Google
★★★★★
Nathan and Kyle were great! Easy set up and a super knowledgeable team.
Hudsco Industries
December 2025
Google
// Ready when you are

Online

$29 once · $69/mo, all-in

Talk to Sales
30-day returnsCancel anytimeMost FFLs approved in 24–72 hrs