Need a Firearms Merchant Account?
We specialize in credit card processing for FFLs and firearms businesses — retailers, ranges, and online sellers. A purpose-built application, competitive rates, and approvals in 24–72 hours.
helped nationwide
The right merchant account makes all the difference.
At TacticalPay, firearms payments is all we do — and after a decade working exclusively with FFLs, that focus shows. Deeper banking relationships mean better pricing and stable, long-term accounts. A purpose-built application means less back-and-forth and faster approvals. And traditional processors like Stripe and Square simply won't work with firearms merchants — we will, and we're here for the long haul.
We're in the firearms business too — and we're here for the long haul.
A merchant account that treats your industry as the norm, not the exception. This is the core account every TacticalPay product builds on.
Everything an FFL Needs, in One Account.
The merchant account is the foundation — add a terminal, a full POS, or an online gateway anytime, all on the same approval.
Take payments any way you sell
Swipe, dip, and tap at the counter, run a mobile reader at the range or a gun show, or key in a phone order — all on one account with the same firearms-friendly underwriting.
- EMV chip, contactless & magstripe
- Mobile readers for iPhone, iPad & Android
- Cash discount & dual pricing built in
Plug into GunBroker and 200+ tools
Connect the Authorize.net or NMI gateway to your website, and sell on GunBroker or WooCommerce — where mainstream processors won't let firearms merchants operate at all.
- GunBroker integration
- WooCommerce, WordPress & 200+ integrations
- Authorize.net & NMI gateway options
How TacticalPay Compares
Against mainstream processors and general high-risk providers — built for firearms, not bolted on.
| Stripe / Square | Other firearms processors | TacticalPay | |
|---|---|---|---|
| Eligibility & access | |||
| Firearms & ammo sales allowed | Prohibited | Sometimes | Built for it |
| Industry focus | Non-firearms only | Often non-specialized | Firearms only, 10+ years |
| Application & pricing | |||
| Approval speed | Instant — then shut off | Days to weeks | 24–72 hours |
| Pricing | Opaque, $$$ | Often opaque | Transparent & competitive |
| ACH bank transfers | — | Varies | Yes |
| Integrations & compatibility | |||
| GunBroker compatible | No | Usually | Yes |
| eCommerce platforms | No firearms | Varies | WooCommerce, WordPress & more |
| Gateway options | Proprietary only | Varies | Authorize.net, NMI & more |
| Security & support | |||
| Fraud monitoring | Yes | Yes | Yes |
| Client support | Automated / limited | Sometimes outsourced | In-house, Texas-based |
From Application to First Swipe in Days.
A light lift to start — the detailed underwriting happens in your account, guided step by step.
Trusted by FFLs Nationwide.
“I recently went to all electronic. POS, FFL Books, Fingerprints, etc. It has been a challenge for me but Rich with tactical pay has been a real asset. He always has time and gets me going asap. Thanks Rich and Tactical Pay.”
“Switching to Tactical Pay was one of the best business decisions I've made. I came from WorldPay after dealing with frozen funds, constant headaches, and what felt like the longest underwriting process imaginable. I found myself answering…”
“great group of folks, would highly recommend”
“I'm finally able to access this page. I really appreciate the professional service that I got from Heather & Bill while getting setup to process our cc request. Their knowledge and care in making sure that we got positioned to allow our…”
“I had the pleasure of working with Bill and Nathan, and they both delivered exceptional service from start to finish. They were professional, responsive, and took the time to ensure everything was handled thoroughly and efficiently. I…”
“Nathan and Kyle were great! Easy set up and a super knowledgeable team.”
Merchant Account FAQ
Get the Merchant Account Built for Your Business.
Create your account in minutes, or talk to a real person on our Texas team. No obligation, transparent pricing, and switching is easier than you think.